Smartcash Payment Service Bank (PSB) — a subsidiary of Airtel Nigeria — has partnered with Leadway Assurance to bring seamless, mobile-first motor insurance straight to your phone. The goal? To make insurance easy, affordable, and accessible for everyday Nigerians.

With this new collaboration, Smartcash users can now buy or renew their car insurance — whether Third-Party or Comprehensive AutoBase — directly from the Smartcash app or by simply dialing *939#, all starting from as low as ₦15,000.

What Are the Insurance Options?

Third-Party Motor Insurance
– The legal minimum required in Nigeria. Covers damages or injuries caused to others.

AutoBase Comprehensive Insurance
– Goes further by also protecting your own car in the event of an accident, not just third-party claims.

Why It Matters

According to Smartcash PSB CEO, Tunde Kuponiyi, the partnership is all about inclusion and ease.

“At Smartcash, our mission is to bring financial services closer to every Nigerian. Now, with Leadway Assurance, getting insured is fast, paperless, and available on any phone,” he said.

Key Benefits for Smartcash Users

✅ Fast Process – Complete your insurance purchase in under 3 minutes
✅ No paperwork – 100% digital
✅ Instant confirmation – Get your policy via email instantly
✅ Affordable pricing – Starting at ₦15,000
✅ USSD support – Works even if you don’t have a smartphone or internet access

Reaching More Nigerians

Leadway Assurance Director, Kike Fischer, emphasized that this move is a major step toward insurance inclusion in Nigeria.

“With Smartcash, we’re putting insurance in the palm of everyone’s hand. This is real-time protection, simplified,” she stated.

The service is fully mobile-friendly and inclusive, designed to reach both urban users and rural communities, especially where internet access is limited. Whether you use a smartphone or a simple feature phone, you can now insure your vehicle stress-free.

The Bigger Picture

This partnership between Smartcash PSB and Leadway Assurance reflects a shared vision: using technology to solve real-life problems. In this case, it's helping Nigerians protect their vehicles and comply with insurance laws — without stress, queues, or paperwork.

Whether you’re a commercial driver, a business owner, or a private car user, Smartcash now makes it super easy to stay insured.

Ready to get started?
Download the Smartcash app or simply dial *939# to buy or renew your motor insurance today.